Fees & Insurance
Understanding Your Investment in Care
Beginning psychotherapy is a meaningful investment in your emotional health, relationships, and long-term well-being. At Vine & Oak Psychotherapy, fees and billing practices are discussed openly so that you can make an informed decision about your care.
What does a session cost?
Fees
Individual psychotherapy and intake session, 50-55 minutes: $225. Initial 15-minute consultation: Complimentary.
Payment is due at the time of service. Major credit and debit cards are accepted, including eligible Health Savings Account (HSA) and Flexible Spending Account (FSA) cards. Fees for extended sessions or other services outside the standard session will be discussed and agreed upon in advance.
Do you accept insurance?
Insurance & Out-of-Network Benefits
Vine & Oak Psychotherapy is an out-of-network provider and does not participate directly with insurance companies. This means you are responsible for paying the full session fee directly to the practice.
Depending on your health plan, you may be eligible to receive partial reimbursement through your plan’s out-of-network mental health benefits. Coverage varies significantly between insurance companies and individual policies.
What is a superbill?
Superbills
A superbill is an itemized statement you may submit to your insurance company when requesting reimbursement under your out-of-network benefits. Upon request, Vine & Oak Psychotherapy can provide a superbill for eligible services — including dates of service, billing code, diagnosis, and provider credentials.
Superbills are typically provided monthly. Providing a superbill does not guarantee reimbursement — insurance companies may apply deductibles, coinsurance, or other plan requirements.
How does insurance affect my privacy?
Insurance & Your Privacy
Using insurance benefits generally requires that psychotherapy services be associated with a mental health diagnosis, which will appear on your superbill and become part of the information submitted to your insurance company.
Some clients choose private-pay therapy because they prefer greater privacy; others use out-of-network benefits to help offset cost. You may decide which approach best fits your needs and circumstances.
Good Faith Estimate
Under the federal No Surprises Act, clients who do not have health insurance — or who have insurance but choose not to use it for services — have the right to receive a Good Faith Estimate explaining the expected cost of scheduled care. You may request one before scheduling or at any point during treatment.
If the final bill is at least $400 more than the applicable Good Faith Estimate, you may be eligible to initiate the federal patient-provider dispute-resolution process.
Billing & Payment
Payment is generally processed on the date of service.
A valid payment method is maintained securely through the practice’s electronic health-record and payment system. You remain financially responsible for the full fee regardless of whether your insurance company reimburses you.
Questions about cost?
The FAQ covers more on getting started, or reach out directly with any questions about fees and insurance.